Base Health Plans

The power to customize your benefits and save money! 

Preventive health plans meet the requirements for Minimum Essential Coverage (MEC) as outlined by the Affordable Care Act (ACA).  Groups of fifty (50+) or more employees should also consider a plan that meets the requirements to be a Minimum Value Plan (MVP) to avoid potential penalties for large employers.  Groups of fifty (50+) or more enrolled employees may be eligible for additional discounts.  Ask your Planstin representative for more information.

Our Preventive health plans are often paired with added benefits.  These added benefits may include catastrophic coverage, accident, critical illness, hospital or other complimentary plans.  Your insurance broker can help you customize a plan that will help you keep costs low while getting the coverage that you want.  See your health insurance broker or Planstin representative for more information.

Preventive Baic

Preventive Care Services

100% coverage for preventative services outlined by the healthcare laws as outlined by healthcare.gov.

Network

Plan provides access through the PPO nationwide network PHCS.  We also can work with any provider even if not in network.

Telemedicine

Have access to a doctor 24/7 without a copay!  Unlimited consultations.  Learn more about TelaDoc.

Office Visits
TelaDoc $0 Copay (unlimited visits)
Prescription Coverage
Blink Health Rx Discount Plan Included
Monthly Rates
Employee Only $80
Employee + Spouse $110
Employee + Children $110
Employee + Family $150

Preventive Advanced

Preventive Care Services

100% coverage for preventative services outlined by the healthcare laws as outlined by healthcare.gov.

Network

Plan provides access through the PPO nationwide network PHCS.  We also can work with any provider even if not in network.

Telemedicine

Have access to a doctor 24/7 without a copay!  Unlimited consultations.  Learn more about TelaDoc.

Office Visits
TelaDoc $0 Copay (unlimited visits)
Primary Physician Office Visit $20 Copay (max 3 per year)
Specialist Office Visit $50 Copay (max 3 per year)
Urgent Care $50 Copay (max 3 per year)
Other Copay's
Diagnostic X-ray and Lab $50 Copay (max 5 per year)
Cat-Scan, MRI or Outpatient Testing $200 Copay (2 per year)
Prescription Coverage
Blink Health Rx Discount Plan Included
Optum Rx Benefits 2018 Rx Formulary
Tier 1 – Low Cost $1 Copay
Tier 2 – Generics 10% Co-Insurance
Tier 3 – Preferred Brand 20% Co-Insurance
Tier 4 – Non-Preferred 1 40% Co-Insurance
Tier 5 – Specialty 10% Co-Insurance
Tier 6 – Non-Preferred 2 20% Co-Insurance
Monthly Rates
Employee Only $150
Employee + Spouse $240
Employee + Children $240
Employee + Family $325