Care+ Health Plans
Show your employees that you care.
Offer an ACA-compliant Care+ plans for a comprehensive option that your employees will love.
By providing employer-sponsored health benefits, you will improve employee retention, avoid employer mandate penalties, and keep your employees motivated.
Take your business to the next level with a Care+ health plan.
All Care+ plans feature no network restrictions and come with prescription benefits. No network requirements means your employees will have the freedom to choose their own medical providers.
Care+ Core
Affordable health coverage to meet your employees' financial and medical needs.
Care+ HSA
Pair substantial coverage with an HSA to help employees save on taxes and medical expenses.
Care+ Copay
Value and quality combine to provide affordable access to substantial coverage.
Compare Care+ health plans.
Empower employees with the freedom to choose benefits that suit their unique needs by offering several Care+ plans for them to select from.
Care+ Core
Care for you, care for all.
Get a plan that protects workplace wellness by balancing routine and comprehensive care. Care+ Core provides coverage for the most critical needs, allows employees to see specialists without a referral, waives the deductible for generic prescriptions, and covers preventive care 100%.
This fully ACA-compliant health plan features no provider network restrictions so your team has the freedom to choose their providers.
With Care+ Core, you can offer affordable health coverage that provides access to care when employees need it most.
No Network Restrictions
Offer the freedom to access needed care without the hassle of referrals.
100% Covered Preventive Care
Employees can catch medical concerns early with fully-covered routine care and health screenings.
ACA-Compliant Health Coverage
Provide employees with coverage as outlined by the ACA, and help your business avoid costly tax penalties.
Cost Savings
Avoid overpaying for coverage your team doesn't use while providing convenient access to health care.
Coinsurance After Deductible
With Care+, higher coinsurance means employees can pay less out of pocket each month.
No Network Restrictions
Offer the freedom to access needed care without the hassle of referrals.
Care+ HSA
Take control of your healthcare.
Care+ HSA pairs substantial, yet affordable, coverage with a health savings account to help your employees save on taxes and medical expenses.
This fully ACA-compliant health plan features no provider network restrictions so your team can see the health care professionals they want, where they want.
Care+ HSA provides the flexibility your employees need to effectively manage their health care expenses.
No Network Restrictions
Care+ HSA provides maximum flexibility with no provider network.
100% Covered Preventive Care
Help employees catch medical concerns early with fully-covered preventive care and health screenings.
Health Savings Account
Let employees take control of their health care expenses and finances with pre-tax contributions to an HSA.
Coinsurance After Deductible
Care+ HSA includes affordable coinsurance for plan covered services.
No Network Restrictions
Care+ HSA provides maximum flexibility with no provider network.
Care+ Copay
Care for what's most important.
Care+ Copay combines value and quality to provide affordable access to health care. The plan features low copay amounts and a deductible waiver for all copay services. Even everyday prescriptions are available for low copays.
The plan's fair-priced healthcare, no-network approach, allows employees to choose their providers. And, there are three deductible options to choose from.
Help your employees spend less time worrying about health care and more time cherishing the moments that truly matter.
No Network Restrictions
Give your team the freedom of accessing the care they need when they need it, without the hassle of referrals.
100% Covered Preventive Care
Routine care is fully covered so your team can stay healthy and catch medical concerns early.
ACA-Compliant Health Coverage
Provide employees with coverage as outlined by the ACA, and help your business avoid costly tax penalties.
Deductible Waiver
Common services like lab work and office visits are accessible with nothing more than an affordable copay.
Coinsurance After Deductible
Care+ Copay includes affordable coinsurance for plan covered services.
No Network Restrictions
Give your team the freedom of accessing the care they need when they need it, without the hassle of referrals.
Customize your benefits package.
Dental
Keep employees smiling with a dental plan that uses a nationwide dental network and has generous coverage for routine dental care. Plans include 100% coverage for preventive services, at least 80% for basic services, and 50% for major services.
Vision
Add-on a vision plan with low copays for eye-health services. The plan includes yearly allowances for frames or contact lenses and vision services. Copays are waived for services at wholesale clubs, and there are no network requirements.
Accident
Wow your team with an Occupational Accident plan that features a per-accident limit of $1,000,000 and no deductible. Coverage for accident-related medical expenses and accidental death and dismemberment benefits are included.
Connect with a benefit guide.
Our benefit guides are ready to help you select top-notch solutions for your business. They'll provide you with guidance on available products, assist you with onboarding, and help you with whatever else you need to make a success of your benefits package.
Customize your benefits package.
Do you have any questions?
What is Care+?
Care+ is ACA-compliant health coverage that puts people first. It offers traditional coverage with major medical, preventive care, and prescription benefits. However, Care+ is designed to be more affordable and easier to use than most traditional plans.
Is Care+ traditional health insurance?
Yes. Care+ provides traditional coverage that is fully compliant with ACA guidelines for both minimum essential coverage and minimum value. Care+ health plans offer comprehensive coverage for employers and employees who want traditional options.
What does Care+ include?
Care+ includes everything you’d expect from a strong, ACA-compliant health plan:
- Preventive care like checkups, screenings, and vaccines
- Major medical coverage for hospital stays, surgeries, and emergencies
- Prescription benefits to help manage the cost of medications
Care+ also includes some features to make your life easier:
- No network restrictions
- Fair-priced healthcare
- Care coordination
What network does Care+ use?
Care+ health plans are designed with a fair-priced healthcare pricing strategy, and they do not rely on rigid provider networks.
Members with Care+ may see any provider they choose. However, members will make best use of their health plan when they take advantage of the complimentary care coordination services.
What is care coordination?
Care+ health plans include complimentary access to care coordination services to help members make appointments and locate providers that work well with their benefits.
Benefits that actually benefit people.
Employee benefits designed with you in mind.