Businesses are being let down by the insurance industry—and their employees are already paying the price. With healthcare premiums likely to increase by 9% in 2025, many employers are being backed into a corner.

While the employee benefits industry can seem overwhelming and complicated, it doesn’t have to be. This guide explores the different types of employee benefits, what’s required of you as an employer, why benefits are financially possible, and how to get started.

If you are a small business owner thinking about offering benefits or expanding your current benefits package, you may worry about preventing employees from being eligible for subsidies if they decide to purchase Marketplace coverage.

For those with a limited number of employees, providing comprehensive health insurance can feel financially daunting. There are affordable, and effective, alternatives such as pairing a preventive health plan with a HealthShare membership.

Navigating your health plan choices can be a bit overwhelming. Here is an overview to help you understand each option and make an informed decision that best suits your health needs.